Death – It is the one thing that no one can control, monitor or predict and it has a time of its own. Death can happen at any moment of any given day or night and can either leave your family shattered or simply sad, depending on the decisions you take right now. If you have a family then it is time to secure their future by making the right decisions right now, especially if you are the family’s main bread winner. So many families are shattered and often torn apart when the main bread winner is taken away or if both parents suddenly pass away and it is sad because there are so many things you can do right now to ensure your family’s future.
Get life insurance for yourself and your spouse
Children are the most vulnerable when sudden death occurs in a family. They are taken to foster care and shoved into the homes of strangers if there isn’t someone to care for them anymore. This can happen even if they have one parent left because if there is no way the last living spouse can earn enough to keep them fed and in school then there is no way they can continue living there. Life Assurance Hero can give your family a great head start for when tragedy strikes so they will be taken care of for a few months to come and find a way to recover from the sudden devastation. The earlier you and your spouse take out life insurance, the better for your children or parents who will be left behind alone because the greater the payout amount will be. With a good lump sum, your kid’s school fees, food, housing and other expenses will be taken care of while your spouse finds a way to deal with the loss of income and find a way to take care of your family while you are not there anymore.
Get your will in order
A will is an essential for families. It is incredibly easy and affordable to get your will sorted out, yet so many families neglect this valuable aspect of their life. The aftermath is terrible because ugly family wars are fought over money and children when parents aren’t there what are to become of their belongings or children.
Choose the right godfather or godmother for your kids
Your godfather or godmother should be chosen extremely carefully. The right godparent should have sufficient funding to provide good care for your children and should have the right mental state to handle such a huge request.
Get funeral coverage
Funeral coverage can do a lot for your family because your spouse won’t have to suffer through funeral arrangements or to get the right funding for a respectful burial.
Leave a letter of instruction
More and more people are starting to leave behind a letter of instruction to a spouse, parents and kids in which they explain their heart’s desires. It is the best way to make your wishes clear so there will be no arguments and it is also a great way to say farewell when you are not there to do so.