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KEEPING YOUR
PERSONAL INFO SAFE
· Thieves
can use even the most mundane of personal details to help them
"verify" that they are someone they aren't, and one of the most
common ways of obtaining personal details is "bin-raiding" or
"dumpster-diving". This is surprisingly common in affluent areas and
is spreading out of towns to the countryside; with 75% of local
authorities now admitting it happens regularly in their area.
· An
exercise carried out with the support of Nottingham City Council and
Nottinghamshire Police analyzed the contents of hundreds of
household bins to see what people were throwing away. It found that
86% of domestic rubbish contained information helpful to fraudsters.
· Three
quarters of the bins that were checked contained the full name and
address of at least one person from the household, while 20% of bins
contained a bank account number and sort code that could be linked
to the name and address of a person from the house.
· So
don't keep all of your bills, receipts and other personal documents
in an obvious place, if you can lock it away. If you don't have
anywhere to lock it, try and keep it somewhere out of the way, or
separate it out. Consider investing in a shredder!
· Identity
thieves will also try to dupe you into giving personal information
either in person, over the phone or by using official sounding
e-mails. And of course, personal computers can hold plenty of
information useful to fraudsters.
· Be
wary. Be suspicious of anyone seeking too much personal information,
and don't be afraid to challenge them by asking "why do you need
those details?" - A legitimate enquirer won't mind you asking. Make
sure you store all important documents and details, such as your
birth certificate, national insurance number, receipts and bank
statements, in a safe place.
· Anything
containing personal information that you intend to throw out should
be destroyed before it is put in the bin. Using a household paper
shredder is not taking things too far. If you think you have become
the victim of an identity thief, report it to the police, local
authority and relevant Government departments or companies
immediately.
· Keep
personal information in "encrypted" folders on your computer.
Encryption scrambles the contents of your chosen folder so it cannot
be read by anyone else. You can "unscramble" the contents using a
password. Many well-known software companies offer free downloads to
help you with encryption, or encryption can be an option under your
standard operating system.
· Consider
installing "personal firewall" software on your computer to stop
online intruders or "hackers" accessing information on your PC.
Helpful Self
Defense and Personal Protection Products
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