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ATM Security
ATM cash machines have been
incorporated in our way of life. They offer a real convenience to
those on the run but at the same time offer an element of risk.
Using an ATM machine safely requires awareness and a little
planning. Just because an ATM machine is open and available 24-hours
a day doesn't mean it is safe to use it. Most ATM robberies occur at
night between 8:00 PM and midnight. ATM robbers are usually males
under 25 years of age and most work alone. ATM robbers usually
position themselves nearby waiting for a victim to approach and
withdraw cash. Most ATM robbery victims are women and were alone
when robbed. Most claim that they never saw the robber coming. Most
ATM robbers used a gun or claimed to have a concealed weapon when
confronting the victim and demanding their cash.
If you or your family members
use ATM cash machines on a regular basis, here are some tips that
can make the process a little safer:
· Use
only ATM machines in well-lighted, high-traffic areas. Don't use ATM
machines that are remote or hidden such as being located behind
buildings, behind pillars, walls, or away from public view. Beware
of obvious hiding places like shrubbery or overgrown trees. ATM
robbers like to have the element of surprise and no witnesses.
Robbers like good escape routes like nearby freeway on-ramps or
high-speed thoroughfares.
· Choose
an ATM that looks and 'feels' safer, even if it is a couple of miles
out of the way. Try and limit your use to daylight hours. Take
someone with you after hours, if you can. When you drive up to an
ATM location, scan the area for any suspicious persons. If you see
anyone suspicious standing nearby or sitting in a car, drive away.
When you approach an ATM on foot be prepared and have your access
card ready. Memorize your personal PIN number to prevent loss and
speed the transaction. After inserting your card and your PIN number
keep an eye out behind you. Never accept an offer to help or request
for help from a suspicious male ahead of you at the machine. If
anyone suspicious or seemingly dangerous approaches terminate your
transaction and leave immediately, even if it means running away and
leaving your ATM card in the machine. First, tell the suspicious
male in a loud, firm voice to "back-off" and leave you alone. This
is designed to startle the person and give you time to flee, if
appropriate. When you receive cash from the machine put it away
immediately, extract your card, and walk away.
· Don't
use ATM If you use your car at a drive-thru ATM machine the same
rules apply. Keep the car in gear, with your foot firmly on the
brake, while using the ATM machine. Keep a close eye on your rear
and side view mirrors during the transaction. Robbers almost always
approach from the rear on the driver’s side. If you see anyone
approaching, drive off even if it means leaving your ATM card
behind. If an armed robber confronts you, just give up your money
without argument. The cash is not worth serious injury or death. Get
to a safe place and call the police immediately.
· If
lights around the ATM are not working, don't use that machine
· Avoid
ATM machines adjacent to obvious hiding places
· Have
your card ready and leave quickly, not counting your cash in public
· Beware
of offers for help from strangers during an ATM transaction
· Drive
or walk to a safe place and immediately call the police
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